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Truck accident settlement calculator

This tool will not tell you what your case is worth. Nothing honest can, and several other pages here explain why at length. What it does is arithmetic you are entitled to see before you accept anything: take a figure, apply your fee percentage, subtract costs and repayments, and show what actually reaches you.

What it does
Subtracts
Takes your figure and shows what is left after everything comes out.
What it will not do
Predict
No multiplier, no average, no suggested value. Deliberately.
The starting figure
Yours
Your assumption. The tool cannot say whether it is realistic.
Your data
Stays here
Nothing is stored or transmitted. Reloading clears it.

Before you use it

  • The figure you type is a hypothesis. The tool does arithmetic on it. It cannot tell you whether it is achievable.
  • Get your percentages from your agreement. Not from an article. Yours is written down and it governs.
  • The order matters. Whether costs come off before or after the fee changes the result, so the tool lets you choose.
  • Repayments are the forgotten column. They are usually the reason a settlement disappoints, and they are negotiable.

01 The calculator

What this is

Four numbers you supply, and one answer: what a settlement of the size you are considering would actually leave you. Everything here is arithmetic on your own inputs. Nothing is looked up, assumed, averaged or predicted.

What would a settlement of this size leave me?

Enter figures from your own agreement and your own situation. Nothing is stored and nothing is sent anywhere, so your numbers disappear when you close or reload this page.

Your own assumption or an offer on the table. This tool cannot tell you whether it is realistic.
From your written agreement. Many are between a third and forty percent, and yours may differ, so read it rather than guessing.
Experts, records, filing fees, depositions. Separate from the fee. Your firm can tell you the running total at any time.
Medical providers, a health plan, a compensation insurer. Frequently negotiable, and frequently forgotten until the end.
Check your agreement. This single choice can change the result noticeably, which is why it is a question rather than an assumption.
Settlement figure$0
Attorney fee$0
Case costs$0
Repayments$0
Left for you$0
Left for you Fee Costs Repayments

Enter a settlement figure to begin. The result is arithmetic on the numbers you type and is not a prediction, a valuation, or advice about whether any figure is fair.

If the answer surprised you, that reaction is the point of the exercise. The gap between a figure named in a phone call and the amount that reaches a bank account is where most disappointment in these cases lives, and it is entirely calculable in advance.

02 Why no tool can predict a settlement

Quick answer

Because the inputs that decide the number are unknowable until late, unavailable to a web page, and specific to a jurisdiction. Anything claiming otherwise is multiplying your medical bills by a figure somebody chose, and presenting the result as though it meant something.

We publish no settlement averages anywhere on this site, and several other pages set out that position at length. This tool was built so as not to contradict them.

  • Your medical future is not settled yet. Until treating doctors can say what is permanent, the largest component of any figure is unknown.
  • Available cover sets a ceiling nobody can see. How much insurance sits behind the vehicle, and whether it responds, is not something a page can look up.
  • Fault is rarely all or nothing. How your state reduces a recovery for a share of responsibility varies, and so does whether it bars one entirely.
  • And the same case is worth different amounts in different courts. Which is why a national figure is not a fact about your claim.

One point about that ceiling is worth making here, because a page linking to this tool promises it. Cover behind a commercial vehicle is frequently not a single policy. A primary layer sits underneath, and excess or umbrella cover can sit above it, sometimes held by different insurers, and in some arrangements more than one policy responds to the same crash. The practical consequence for anybody using the field above is that the first figure an adjuster mentions may reflect only the layer they are responsible for. That is a reason to ask what else exists before treating any number as the ceiling, and it is emphatically not a reason to assume a larger figure is available. Whether the layers above respond at all is a separate question dealt with on our insurance guide.

Our guide to how a case is valued sets out the components properly, and settlement amounts explains why published averages are unreliable.

Curving staircase with ornate railing and window
The fee
On what, exactly.

03 What the fee percentage applies to

Quick answer

That depends on your written agreement, and it is the reason the tool asks. A percentage taken before costs are deducted produces a different answer from the same percentage taken after, and the difference is real money.

Try it both ways in the calculator above with your own figures. The gap between the two settings is the value of that single clause.

  • It is in the agreement, in writing. If you cannot find it, ask for it to be pointed out before you sign anything.
  • Some agreements use a sliding scale. A lower rate before suit is filed and a higher one afterwards is common, so ask which applies now.
  • Referral arrangements should be disclosed. Where more than one firm shares a fee, you are generally entitled to know and to agree.
  • The percentage is not the whole cost. Costs come out separately, which is the next section.

04 Case costs, which are not the fee

Quick answer

Costs are what it took to run the case: experts, records, filing fees, transcripts. They are a separate line from the fee and they come out of the recovery. In a commercial vehicle case they can be substantial, because reconstruction and medical experts are expensive.

Ask for a running total at any point. A firm that cannot produce one quickly is not tracking your money carefully.

  • Ask who carries them if the case fails. The agreement should say plainly whether you owe them in that event.
  • Ask for the current figure periodically. Not at the end, when it is a surprise rather than information.
  • Serious cases cost serious money to run. Low costs on a catastrophic claim can mean the work was not done.
  • They are legitimate. The point is visibility, not suspicion.
Ornate staircase with shadows cast by window blinds
Forgotten
Until the very end.

05 The column people forget

Quick answer

Whoever paid for your treatment may be entitled to be repaid out of your recovery. Medical providers, a health plan, a compensation insurer. This is the field people leave blank, and it is usually the one that changes the answer most.

Put a realistic figure in that box even if it is uncomfortable, because leaving it at zero produces a number that will not survive contact with the end of your case.

  • Ask early what is accumulating. Not at settlement, when there is no time to do anything about it.
  • The amounts are frequently negotiable. Reducing what must be repaid is real work that materially changes what you keep.
  • The rules differ by source. A private health plan, a public program and a compensation insurer do not have the same rights.
  • Somebody should be working on this from the start. Ask who, and ask what they have achieved so far.
Elegant spiral staircase with ornate railings ascending upwards
Elsewhere
A multiplier, and a form.

06 What the other calculators are doing

Quick answer

Most take your medical bills, multiply by a number somebody picked, add lost earnings, and present the total as an estimate. The multiplier is not derived from your case. It is a constant, and the output inherits all of its arbitrariness.

There is a second pattern worth recognizing, which is the tool that exists to collect your contact details rather than to answer your question.

  • The multiplier is the whole trick. Change it from three to five and the answer nearly doubles. Nothing about your case changed.
  • Watch for a result behind a form. If you must supply a phone number to see the number, the number was not the product.
  • Nothing is deducted. A tool showing a gross figure with no fee, no costs and no repayments is showing you the least useful number available.
  • An anchored expectation is expensive. A person told a large figure early makes worse decisions later, which is why we decline to name one.

If you searched for a semi truck accident settlement calculator and landed on a page that produced a confident figure, the figure came from a constant somebody chose. Our tool asks you for the number instead, precisely because we are not willing to invent it.

07 Red flags

Quick answer

A firm quoting a figure before treatment has stabilized, an agreement you have not been walked through, no running total of costs available on request, and nobody able to say what will have to be repaid.

Each is a question with a definite answer that somebody should be giving you now rather than at the end.

How a good result still disappoints

A number named early. Any figure quoted before treating doctors can say what is permanent is a guess, however confidently delivered. The agreement never explained. Whether the fee applies before or after costs is one clause and it changes what you receive. Costs untracked. A firm should be able to tell you the running total within a day. Repayments left to the end. This is the commonest reason a settlement lands smaller than expected. A calculator that wants your phone number. A tool charging for its output in contact details is not a tool, and any semi truck accident settlement calculator behind a form should be read that way.

A closing word about what this page is for. We built a tool that subtracts rather than one that predicts, because prediction here is guesswork dressed as arithmetic and this site has said so on several other pages. Our guide to choosing a truck accident firm covers how to ask about fees and costs before signing. You can read how we match people with attorneys, and a free case review costs nothing.

How we vet every lawyer

This is a standard rather than an ordering. An attorney either clears it or does not.

  • Active, discipline-free license

    Verified good standing with the state bar, with no unresolved discipline on record. You can check this yourself too.

  • Walks you through the agreement

    Including whether the fee applies before or after costs, which is the clause that changes your figure.

  • Tracks repayments from the start

    Rather than discovering at settlement what has to come back out of your recovery.

  • Clear contingency terms

    Fees and case costs put in writing up front, so you know exactly how it works before signing.

Tell us what happened and we will only match you when a case genuinely fits.

Help in all 50 states

MVA Lawyer Network is a nationwide guide. Wherever it happened, we can connect you with an independent attorney licensed in that state.

Northeast Southeast Midwest Southwest West Coast Mountain West Gulf States Alaska and Hawaii

The arithmetic this tool performs is the same everywhere, but almost everything feeding it is governed by state law and by your own agreement. What a contingency fee may be and whether it is capped, whether costs may be deducted before the fee is calculated, what a health plan or public program may recover from a settlement and whether that amount can be reduced, whether a compensation insurer has a claim on the proceeds, how a share of fault reduces or bars a recovery, and what must be disclosed to you in writing all differ. Nothing here is a statement about the law where you live, and nothing here is a valuation of any claim. The deadline for bringing a claim, known as the statute of limitations, is running now.

How this tool was built, and why

A note on method, because a page like this one earns scepticism.

It contains no model. There is no multiplier, no average, no benchmark, no suggested range and no lookup of any kind. Every number it shows is derived from a number you typed. It cannot produce an output until you supply an input, and it never converts a description of an injury into a figure. If that seems like a small thing, it is the difference between arithmetic and fortune telling, and most tools of this name do the second.

Why it was built this way. Several other pages on this site state that no honest average exists for these claims and that we decline to publish one. A tool predicting a figure would contradict every one of them. Before writing this page we checked what the six pages already linking here promised readers, and all six described a tool that shows how components combine or lets you enter your own figures. None promised a prediction. So the promise made elsewhere on the site is the promise this page keeps.

The starting figure is yours, and that is a real limitation. The tool takes the settlement figure you type entirely on trust. If that number is unrealistic, every number below it is unrealistic too, and the tool has no way of knowing. It is a subtraction machine, not a valuation. Where the figure should come from is dealt with on the case value guide linked above, and the honest answer there is that it comes from your own attorney once your medical position is stable.

Nothing is stored or sent. The figures you enter stay in the page while it is open. There is no storage of any kind and nothing is transmitted anywhere. Reload the page and it is empty again, which is deliberate given what people would be typing into it.

Our editorial standards

How we keep this guide accurate and worth trusting.

01

We built the tool we could defend

Subtraction from your figures, not prediction from ours. No multiplier anywhere in it.

02

We kept a promise made elsewhere

Seven pages say no honest average exists. This page does not contradict them.

03

We state the limitation plainly

The starting figure is your assumption and the tool cannot assess it.

04

We take nothing from you

No storage, no transmission, no form standing between you and the answer.

Michael Mangione, Legal Research Editor
Michael Mangione Verified editor
Legal Research Editor · Founder, The Mangione Group, Inc.

MVA Lawyer Network is edited by Michael Mangione, who has spent more than twelve years working inside contingency-based law firms, building intake departments, designing qualification frameworks, and studying how claims are screened and pursued from the first call through resolution. Calculators of this name are usually built to capture a phone number. This one was built to do the subtraction that nobody shows people until it is too late to plan around it.

Common questions, answered

General information, not legal advice. Fees, costs and repayment rules differ by state and by agreement, so check with an attorney licensed where your case is.

Will this tell me what my case is worth?

No, and nothing that claims to is being honest with you. The tool subtracts; it does not value. You supply a figure you are considering and it works out what would be left after the fee, the costs and anything that must be repaid. Whether the figure you typed is achievable is a question for an attorney who knows your medical position, the available insurance and the law of your state.

Why not just include a multiplier like other sites?

Because a multiplier is a constant somebody picked, not a fact about anybody's case. Move it from three to five and the output nearly doubles while nothing about the injury has changed. Several other pages here state that no honest average exists for these claims, and a tool built on an invented constant would contradict all of them. We would rather ask you for the figure than manufacture one.

Where should the starting figure come from?

From your own attorney, once your treating doctors can say what is permanent, or from an offer actually on the table. Before that point any number is guesswork, including one you produce yourself. If you have no figure yet, the useful way to use this page is to try a range and see how much of each one survives the deductions, because that proportion is stable even when the figure is not.

Does the fee come out before or after costs?

Your written agreement decides that, which is why the tool asks rather than assuming. It matters more than people expect: the same percentage applied before costs rather than after produces a materially different result. Set it both ways with your own numbers and the difference you see is the value of that one clause. If you cannot locate it in your agreement, ask for it to be pointed out.

What goes in the repayments box?

Anything that has to come back out of the recovery: medical providers who treated you on the promise of payment from the case, a health plan that paid bills, a compensation insurer that paid benefits. It is the field most people leave empty and the one that most often changes the answer. The amounts are frequently negotiable, which is real work somebody should be doing well before settlement.

Is anything I type here saved or sent?

No. The figures stay in the page while it is open and nothing is stored or transmitted anywhere. Reload and it is empty. That is deliberate given the nature of what somebody would be entering, and there is no form standing between you and the result. If you later ask us for a case review, that is a separate and voluntary step with its own privacy note.

My net figure looks small. Is something wrong?

Possibly nothing at all, and that reaction is why the page exists. The distance between a headline figure and what reaches a bank account is large in every contingency case, and seeing it early is better than discovering it at signing. What it should prompt is questions: what the costs currently stand at, what is going to have to be repaid, whether that amount can be reduced, and whether the fee applies before or after costs.

Do I have to pay anything up front?

Injury firms generally work on a contingency basis, meaning the fee is a percentage of what is recovered set out in the written agreement and there is nothing to pay up front. Case costs, meaning experts and records and filing fees, are a separate item from the fee, and the agreement should say plainly who carries them and what happens to them if the case does not succeed.

Is what I tell you private?

Yes. What you share in a case review is kept private and is used only to match you with an attorney who fits your situation. One distinction is worth understanding: true legal confidentiality, called attorney-client privilege, only attaches once you actually have an attorney-client relationship with a lawyer. Submitting a form to a referral service is not the same thing. If that matters to you, raise it directly with the attorney.

What does it cost to use MVA Lawyer Network?

Nothing. We are a free, independent referral service, not a law firm, and we do not give legal advice. Requesting a case review costs you nothing and puts you under no obligation. When a situation fits, we connect you with an independent attorney who reviews it directly, and we may be paid a referral fee by that attorney. That fee does not add anything on top of their percentage.

The tool subtracts. Only a lawyer who knows your case can add.

One short, private form. No cost, no obligation, and no fee unless there is a recovery.

Private · Independent · Reviewed by our team