No upfront cost Free, private case review Independent and attorney vetted
Black car stereo turned on at 2 00

Truck underride accident claims

Underride is what happens when a car does not hit a trailer so much as pass beneath it, so that the point of contact is not the bumper but the roofline. Federal law requires a guard across the back of most trailers to stop exactly that. It requires nothing along the side. Which end of the trailer was involved therefore decides what kind of case this is before anything else is considered.

Jump to a section
Rear of a trailer
Required
A guard meeting the federal standards is mandatory on most trailers built since January 1998.
Side of a trailer
Not required
Congress directed an assessment. There is no federal standard obliging a side guard.
Design speed
30 then 35
The 1996 standards were built around 48 km/h. A 2022 rule raised it to 56 km/h.
The evidence
The trailer
It gets repaired or returned to service quickly unless somebody asks for it to be held.

Key takeaways

  • Rear and side are different cases. One can be built on a federal requirement. The other cannot, because no such requirement exists.
  • The guard has a design speed. The standards were written around a 30 mph impact, which matters a great deal when the closing speed was higher.
  • The rule excludes several trailer types. If the vehicle was on the exclusion list, the requirement did not apply to it at all.
  • The trailer itself is the evidence. Guards get replaced and trailers go back on the road, often within days.
Editorial content, not legal advice

This guide is written and reviewed by our editorial team to be accurate and current. It is general information, not legal advice, and reading it does not create an attorney-client relationship. The regulations and the rulemaking quoted below come from the Code of Federal Regulations and the Federal Register and are linked. Whether a claim succeeds depends on state law and on facts specific to the vehicle involved. We are a referral service and are paid by attorneys.

01 What underride is

Quick answer

An underride crash is one in which a passenger vehicle passes under a larger vehicle rather than striking it squarely. The car's crash structure, which is engineered to absorb impact at bumper height, never engages, and the force arrives instead at the level of the windows and roof.

That is the whole reason these crashes are treated as their own category. Everything a modern car does to protect the people inside it depends on the collision happening at the height the car was designed for. Underride removes that assumption, which is why the outcomes are so much worse than the speeds alone would suggest.

Many people reading this page will have lost someone. We have written it plainly rather than gently, because the decisions that matter here are practical and some of them are time-limited.

Bottom line: before anything else, establish which part of the trailer was involved. The answer changes what the case is.

02 Rear guards are required, side guards are not

Quick answer

Federal law requires a rear impact guard on most trailers and semitrailers, and sets standards it must meet. There is no federal requirement for a guard along the side of a trailer. Congress directed an assessment of side guards and, if warranted, the development of performance standards.

This asymmetry is the most useful thing on this page, and almost nobody knows it before it affects them.

A rear case can begin with a rule that already existed and ask whether the trailer complied with it. A side case has no such starting point. It has to be built on other ground, which section 06 sets out. Neither is hopeless and neither is straightforward, but they are not the same exercise, and a firm that treats them as interchangeable has not understood the problem.

Why the distinction is worth establishing precisely

It changes the theory. Compliance with an existing standard, or the absence of any standard to comply with. It changes who is examined. A rear case looks hard at the trailer's equipment and its condition; a side case looks harder at what was known and reasonably available. It changes the expert work. And therefore the cost and the timeline. It is a question of fact. Where on the trailer the impact occurred is established from the vehicles and the scene, not from an assumption.

The dashboard of a car with a gps device
The rear rule
Specific, and older than it looks.

03 What the rear guard rule requires

Quick answer

Trailers and semitrailers at or above the weight threshold, built on or after 26 January 1998, must carry a rear impact guard meeting the federal equipment standard, and with that guard fitted the vehicle must meet the federal vehicle standard as well.

The rule is specific about the date, which matters more than people expect on a fleet where trailers stay in service for decades.

The requirement
A guard, to a standard, from a fixed date
49 C.F.R. 393.86(a)(1)

The regulation provides that each trailer and semitrailer with a gross vehicle weight rating of 4,536 kg (10,000 pounds) or more, and manufactured on or after January 26, 1998, must be equipped with a rear impact guard that meets the requirements of Federal Motor Vehicle Safety Standard No. 223 in effect when the vehicle was made, and that with the guard installed the vehicle must, at a minimum, meet the requirements of FMVSS No. 224 in effect at that time. Standard 223 governs the guard as a piece of equipment. Standard 224 governs the trailer it is fitted to. Read section 393.86

The rule also sets requirements for the guard's width, its height above the road, its rear surface and the vertical height of its horizontal member. Those dimensions are why a guard can be present and still fail the standard, and why a competent examination measures rather than merely photographs.

One oddity worth naming, because it will otherwise look like a mistake. This section renders the metric threshold of 4,536 kg as 10,000 pounds. Elsewhere in the same title, the definition of a commercial motor vehicle renders the identical metric figure as 10,001 pounds. We have quoted each section as it reads rather than harmonizing them.

04 The speed the standard was built around, and when it changed

Quick answer

The original 1996 standards were designed around an impact of about 30 mph. A 2022 rule raised that to about 35 mph, with compliance required from July 2024. Which figure applies to the trailer that hit you depends on when it was built, and either way a compliant guard can be operating outside what it was engineered for at highway speed.

Both figures come from the agency itself rather than from anybody's advocacy, which is what makes them usable. The difference between them is larger than it sounds.

Two design speeds, and the date that separates them
Raised from 48 km/h to 56 km/h
NHTSA, final rule upgrading FMVSS 223 and 224, 87 FR 43060 (July 15, 2022)

Describing the original standards issued in 1996, the agency records that it designed the underride protection standards so that occupants would be reasonably protected in underride crashes up to 48 km/h (30 mph). The 2022 rule then changed that. Because the occupant protection standard had since been raised, NHTSA amended standards 223 and 224 to require guards to withstand crash velocities up to 56 km/h, which is 35 mph. The agency puts the significance plainly: there is, it says, a 36 percent increase in crash energy at the higher speed compared with the lower one for the same vehicle. Compliance with the upgraded requirement was reported as required from July 2024, a date we took from an official summary rather than from the rule's own compliance provisions. Read the final rule

Read that alongside two things: the closing speed in your own case, and the trailer's build date. Section 393.86 requires compliance with the standard in effect when the vehicle was manufactured, so an older trailer is measured against the lower figure and a newer one against the higher. Either way the point survives. A guard doing exactly what was asked of it was scoped, deliberately and explicitly, to a speed that a great many highway collisions exceed. That is not an allegation. It is the agency's own account of why the standards say what they say.

A car with a gps device on the dashboard
Exclusions
Some trailers were never covered.

05 The trailers the rule leaves out

Quick answer

The rear guard requirement does not reach every trailer. Several categories are excluded by name, and if the vehicle involved was one of them the absence of a compliant guard is not a breach of that rule.

Establishing this early avoids months spent on the wrong argument.

Who the requirement does not reach
Seven named categories
49 C.F.R. 393.86(a)

The regulation provides that the requirements of that paragraph do not apply to pole trailers; pulpwood trailers, low chassis vehicles, special purpose vehicles, wheels back vehicles, and road construction controlled horizontal discharge trailers; and trailers towed in driveaway-towaway operations, each as defined in the sections the rule cites. Whether a particular trailer falls into one of those categories is a technical question decided by the definitions rather than by how the vehicle looks.

An exclusion is not the end of a claim. It removes one route, and it makes the ordinary questions about how the vehicle was being driven, lit, parked and maintained carry more of the weight. Our guide to commercial truck accident claims covers that wider ground.

A group of electronic devices sitting on top of a table
A side case
Built on different ground.

06 What a side case rests on instead

Quick answer

With no federal standard to point at, a side case is built on ordinary principles: how the vehicle came to be across the road, whether it was visible, and whether the equipment fitted was reasonable given what was known and available at the time.

The absence of a rule cuts both ways, and it is worth understanding why rather than being told the case is weak.

  • How the trailer came to be there. A trailer across a roadway during a turn or a reversing maneuver raises questions independent of any guard.
  • Conspicuity. Reflective marking, lighting and their condition are separately regulated and are frequently the more productive line.
  • What was available. Where equipment existed and was known about, the absence of a mandate is not automatically the end of the question.
  • The ordinary case. Speed, positioning, hours, training and maintenance all still apply, and often carry the claim.

A truck underride accident involving the side of a trailer is a harder case to build and a perfectly real one. What it is not is a compliance case, and any assessment that begins by looking for a side guard standard has started in the wrong place.

07 The evidence, and how fast it goes

Quick answer

The single most important piece of evidence is the trailer, and specifically its guard: whether one was fitted, what it was made of, how it was mounted, and how it deformed. Trailers are repaired and put back into service quickly.

Photographs taken at the scene are valuable and are not a substitute for the object itself. More truck underride accident claims are weakened by a trailer going back into service than by anything either driver did.

  • The guard and its mounting. Dimensions, materials, welds and attachment points, measured rather than described.
  • The trailer's identity and age. The build date decides whether the requirement applied to it at all.
  • Maintenance and inspection history. Whether damage to the guard had been recorded previously and what was done about it.
  • Both vehicles, unrepaired. The crush pattern on the car is how the geometry of the impact gets reconstructed.
  • Lighting and reflective marking. Their condition at the time, which deteriorates and gets cleaned or replaced.
The request that has to go out early

Ask in writing, as soon as the carrier is identified, that the trailer and the striking vehicle be preserved unrepaired and made available for inspection. A damaged guard is a cheap and routine repair, and a trailer earning nothing is a cost to its owner. Neither of those is misconduct. Both of them destroy the case if nobody has asked.

A car dashboard with a game on the screen
First days
Two things that cannot wait.

08 What to do in the first days

Quick answer

Deal with medical care and with the family's immediate needs first. Then, as early as anyone is able, get a written preservation request to the carrier covering the trailer and both vehicles, because that window closes faster than any legal deadline.

Five steps. If you are managing this on behalf of someone who died, step three is the one that cannot be recovered later.

1

Medical care first, and keep the records

For survivors, treatment and its documentation are the injury record. Where someone has died, the medical examiner's and hospital records become part of the account of what happened.

2

Establish which trailer, and which carrier

The crash report will normally identify the vehicle and the company. The trailer number, the plate and the build date matter as much as the carrier's name.

3

Send a written preservation request

Covering the trailer, its guard, the striking vehicle, and any onboard or dashboard recording. This is the step that cannot be done retrospectively once a trailer is repaired.

4

Photograph everything while it exists

Both vehicles from every angle, the underside and mounting of the guard, marker lights and reflective tape, and the scene including sightlines and lighting.

5

Take advice before any recorded statement

Questions about speed and attention arrive early in these cases. If the injuries are catastrophic, our guide on what to do after a catastrophic accident covers the wider ground.

09 Red flags

Quick answer

A trailer repaired or released before anyone inspected it, an early account that the car was simply traveling too fast, an assurance that the guard complied and that this ends the matter, and a firm that does not ask which part of the trailer was struck.

The third of those is the one most likely to be technically accurate and still misleading.

Where these claims are lost

The trailer goes back to work. Usually the single most damaging thing that happens, and usually nobody's fault in particular. Compliance offered as an answer. A guard can meet the standard and still have been outside its design envelope at the speed involved. Speed as a complete explanation. It is a factor in almost every one of these crashes and it does not address why the car went underneath. Nobody asks rear or side. If that question has not been asked, the case has not been assessed.

One closing thought about a collision of this kind. These are among the few road cases where the physical equipment on the other vehicle is squarely in issue, and where a federal standard, its limits, and its exclusions all bear directly on what happened. That is a great deal of technical ground, and it is not ground anybody should be expected to cover alone while grieving or recovering. A free case review costs nothing, our guide to choosing a truck accident lawyer covers what to look for, and you can read how we match people with attorneys before deciding anything.

How we vet every lawyer

This is a standard rather than an ordering. An attorney either clears it or does not.

  • Active, discipline-free license

    Verified good standing with the state bar, with no unresolved discipline on record. You can check this yourself too.

  • Equipment and standards experience

    A record of cases turning on vehicle equipment and federal safety standards, not only driver conduct.

  • Capacity to fund expert work

    Reconstruction and engineering evidence is expensive and comes early. The firm must be able to carry it.

  • Clear contingency terms

    Fees and case costs put in writing up front, so you know exactly how it works before signing.

Tell us what happened and we will only match you when a case genuinely fits.

Help in all 50 states

MVA Lawyer Network is a nationwide guide. Wherever the crash happened, we can connect you with an independent attorney licensed in that state.

Northeast Southeast Midwest Southwest West Coast Mountain West Gulf States Alaska and Hawaii

The equipment standards described here are federal and apply nationwide. What is built on top of them is state law: how fault is divided where the driver of the car also made a mistake, what a claim for a death may recover and who may bring it, and the deadline for starting proceedings. Where a public body owned or operated the vehicle, a formal notice may be required within a much shorter period. The ordinary deadline, known as the statute of limitations, is running now.

Sources and authorities

Everything quoted here is federal regulation or federal rulemaking, and is linked.

Rear impact guards

  • 49 C.F.R. 393.86, Rear impact guards and rear end protection. Source of the requirement quoted above, of the reference to FMVSS Nos. 223 and 224, and of the list of excluded trailer categories. Cornell Legal Information Institute.
  • NHTSA, Federal Motor Vehicle Safety Standards; Rear Impact Guards, Rear Impact Protection, final rule, 87 FR 43060, July 15, 2022. Source of the statement that the original standards were designed so occupants would be reasonably protected where underride occurs at up to 48 km/h, of the amendment requiring guards to withstand 56 km/h, and of the observation that the higher speed involves 36 percent more crash energy. Federal Register.

On side underride. Our statement that no federal standard requires a side guard rests on the same rulemaking record, which describes a statutory direction to assess the feasibility, benefits and costs of side underride guards and, if warranted, to develop performance standards. An assessment and a possible future standard are not a present requirement. This is an area that has moved before and may move again, so anyone relying on it for a live matter should check the current position.

On the compliance date. The July 2024 date for the upgraded requirement is taken from an official summary of the rule rather than from the compliance provisions of the rule itself, which we did not read in full. It is stated because it bears directly on which standard governs a given trailer, and anyone relying on it for a specific vehicle should confirm it against the rule.

A figure that looks like an error. Section 393.86 renders 4,536 kg as 10,000 pounds. Section 390.5, defining a commercial motor vehicle, renders the same metric figure as 10,001 pounds. We have quoted each as its own section reads and flagged the difference rather than quietly picking one.

What we have left out. We have given no casualty figure, because the federal sources we read this session did not provide one we could state precisely. We have not described the crash-test work published by private research bodies, which is influential in this field but is their copyrighted material rather than public law. And we have not addressed the certification labeling requirement, which has been through rulemaking during 2025 and 2026 and whose current status we did not read in full.

Our editorial standards

How we keep this guide accurate and worth trusting.

01

Public law only

Regulation and rulemaking, quoted and linked. No private research body's prose is reproduced here.

02

The limits are stated too

The design speed and the exclusions are given the same prominence as the requirement itself.

03

Our gaps are named

No casualty figure, because we had no federal source giving one we could state precisely.

04

Written for who is reading

Plainly, without graphic detail, because much of this audience is bereaved rather than merely curious.

Michael Mangione, Legal Research Editor
Michael Mangione Verified editor
Legal Research Editor · Founder, The Mangione Group, Inc.

MVA Lawyer Network is edited by Michael Mangione, who has spent more than twelve years working inside contingency-based law firms, building intake departments, designing qualification frameworks, and studying how claims are screened and pursued from the first call through resolution. Underride files turn on a piece of steel that is often repaired before anyone has looked at it, which is why this guide puts the preservation request ahead of almost everything else. Michael is not a practicing attorney and does not give legal advice.

Common questions, answered

General information, not legal advice. What a claim recovers and how long you have are set state by state, so check anything here against your own state and your own attorney.

Are trucks legally required to have underride guards?

At the rear, for most trailers, yes. Along the side, no. That asymmetry is the most important thing to establish before anything else, because it decides whether a claim can start from a rule that already exists or has to be built without one. The rear obligation also has a cut-off date tied to when the trailer was made, and a list of vehicle types it never reached, so both need checking against the particular trailer rather than assumed.

The truck had a guard fitted. Does that end my claim?

No, for two separate reasons. A guard can be present and still fail the standard, because the rule sets requirements for its width, its height above the road, its rear surface and its structure, and those need measuring rather than eyeballing. And the standards themselves were designed around an impact of about 30 mph, so a fully compliant guard may have been well outside its intended envelope in a highway-speed collision.

I have seen both 30 mph and 35 mph quoted. Which is right?

Both, at different times. The standards issued in 1996 were built around protection at up to 48 km/h. A 2022 rule raised the requirement to 56 km/h, with compliance required from July 2024, and the agency noted that the higher speed carries 36 percent more crash energy. Which applies to a particular trailer depends on when it was manufactured, because the regulation requires compliance with the standard in force at that time. Establishing the build date therefore settles which figure governs.

My relative was hit on the side of the trailer. Is there still a case?

Frequently yes, but it is built differently. Without a federal side guard standard, the claim rests on ordinary questions: how the trailer came to be across the road, whether it was adequately marked and lit, how it was being driven or manoeuvred, and what equipment was known about and available. Conspicuity requirements are separately regulated and are often the more productive line of inquiry.

How quickly do I need to act?

Faster than the legal deadline suggests, because the evidence disappears before the deadline does. A damaged rear guard is a routine repair and a trailer sitting idle costs its owner money, so the vehicle can be back in service within days. A written request that the trailer and both vehicles be preserved unrepaired should go out as soon as the carrier is identified, ideally before anybody has decided whether to bring a claim.

Who can be responsible besides the driver?

Potentially the carrier that operated the vehicle, the owner of the trailer where that is a different business, whoever maintained it, and in some circumstances those responsible for the guard as a product. Which of those are genuinely in play depends on what the inspection shows and on the trailer's history, which is another reason the physical examination matters so much.

Does the trailer's age matter?

A great deal. The rear guard requirement applies to trailers manufactured on or after 26 January 1998, and it requires compliance with the standards in effect when the vehicle was made rather than with today's version. Trailers stay in service for a long time, so establishing the build date is one of the first practical questions and it can decide which rules were ever engaged.

Will I be blamed for the speed I was doing?

Expect it to be raised, and do not treat it as decisive. Speed features in most of these collisions and it does not by itself explain why a vehicle passed underneath rather than striking a surface. States divide responsibility differently where both parties contributed, and in many a claim survives even where the injured person bore some share. It is a question for advice rather than for the other side's adjuster.

What if the trailer was one of the excluded types?

Then the rear guard requirement did not apply to it, and a claim built on non-compliance with that rule will not work. The ordinary questions remain fully available: how the vehicle was driven, positioned, lit and maintained, and whether it should have been where it was. Whether a trailer falls within an excluded category is decided by technical definitions rather than by appearance, so it is worth confirming rather than accepting.

My family member died. Is this the same kind of claim?

The investigation is the same and the legal claim is not. A death gives rise to claims defined by state statute, which set out who may bring them, what may be recovered and within what period, and those rules vary considerably. The practical urgency described here applies with more force rather than less, because the evidence about the vehicle disappears on the same timetable regardless of the outcome for the people involved.

Do I have to pay anything up front?

Injury firms generally work on a contingency basis, meaning the fee is a percentage of what is recovered set out in the written agreement and there is nothing to pay up front. Case costs, meaning experts and records and filing fees, are a separate item from the fee, and the agreement should say plainly who carries them and what happens to them if the case does not succeed. In this area those costs can be substantial and they arrive early.

Is what I tell you private?

Yes. What you share in a case review is kept private and is used only to match you with an attorney who fits your situation. One distinction is worth understanding: true legal confidentiality, called attorney-client privilege, only attaches once you actually have an attorney-client relationship with a lawyer. Submitting a form to a referral service is not the same thing. If that matters to you, raise it directly with the attorney.

What does it cost to use MVA Lawyer Network?

Nothing. We are a free, independent referral service, not a law firm, and we do not give legal advice. Requesting a case review costs you nothing and puts you under no obligation. When a situation fits, we connect you with an independent attorney who reviews it directly, and we may be paid a referral fee by that attorney. That fee does not add anything on top of their percentage.

The trailer is the evidence, and it goes back on the road within days.

One short, private form. No cost, no obligation, and no fee unless there is a recovery.

Private · Independent · Reviewed by our team